Eugene Cho

the financial crisis and crash of 2008

Who would have thunk? 

Years from now, people will refer to the financial crisis and market crash of 2008 and we can all say: “We were there.” And while it’s affecting so many people, I’m especially concerned for the poorest of the poor around the world and for those who are near retirement age that have much of their retirement funds invested in the markets. 

And while I do feel incredibly bad for those who are going to be severely impacted, I’m also aware that a correction or crash such as this can be good and almost necessary for a world and nation that is ruled by the god of mammon

Anyway, our church elders/pastors met for our regular Elder Board meeting last night and agreed to devote the entirety of our “Giving Sunday” special offerings on November 9 and 16 to the Community Benevolence Fund:  50% to local food bank organizations in Seattle and 50% to support the church community at Quest that are in need.  We hope to raise at least $50,000.

We know that the current economic crisis is affecting many people at Quest and we need to prepare ourselves to not just talk about “caring for one another” but doing it.  In addition to funds, we know we need to be creative:  How do we encourage people to open up their homes if necessary?  How do we allow our church basement to be used for people for temporary housing?  How do we connect people to one another for job openings and leads?  Just this past week, I think I heard of about 10 people that lost their jobs. 

  • How is this affecting you?  I’m assuming it is in some way.
  • How are you preparing yourself? 
  • How is your church community preparing for this economic crisis?

Like many of you, the financial crisis is also impacting our family.  We are still trying to sell our home – in probably the worst real estate landscape in a long long time.  We’ve lowered the price significantly and may need to do so again.  We’ve caught the eye of the storm – even when I predicted a housing market crash a year ago.

It’s also impacting our plans to start the non-profit global poverty organization.  It’s very discouraging because some folks that have committed to give have de-committed [if there’s such a word.]  We understand their situations and don’t hold any grudges.  Honestly, we’ve personally been swayed [specifically me] in our conviction but we continue to trust God as we’re as committed in launching the poverty organization by seeding it with our year’s salary – provided we can sell the home and receive our 501c3 issuance from the IRS.  I feel awkward even asking but please keep us in prayer.

In light of the stunning financial crisis and market crash, the vision of our poverty organization – while much more difficult than we had conceived a year ago when we made our video intro and invitation – seems even that much more important in light of what we all know: Giving – for both local and global causes will be dramatically impacted. 

If you’re able, we hope you’ll consider making a small donation to support our work.  It is incredibly difficult to raise funds when you’re still waiting for your 501c3.  You can make a small donation by clicking here:

* If you want your donations to be tax-deductible, you’ll need to wait another 30-45 days before what we hope to be our official issuance from the IRS.  If you mail in a check, we can also hold your check until then.

Filed under: politics, religion, ,

9 Responses

  1. Sue says:

    I know that my parents are extremely angry and frustrated. Beyond words. They feel like in the current state, they’ll need to push back their retirement by about 5 years because of the last two weeks on Wall Street. Seems crazy to me.

  2. DK says:

    The market dipped below 8000 this morning. Incredible. Anyway, will keep you and your family in prayer as you still try to move forward with the poverty organization.

  3. kobachi says:

    I just wish I’d shorted AAPL three weeks ago.

    Does that make me an absolutely horrible person? =(

  4. Don says:

    Eugene; this is an excellent beginning of a conversation among pastors around the country. How will we respond in a “kingdom of heaven” way that does not appear panicking or self-aggrandizing? I honor Q’s commitment to give away an offering to agencies providing relief. Are you encouraging staff members to cut back or restrain spending in any way? How are you going ahead and building a 2009 budget? On what assumptions, hopes or fears? Is there a way to get more pastoral voices (treasurers’ voices too) involved here?

  5. Tom says:

    Hope people are listening to you.

    Old folks and the poor around the world are going to pay the biggest price here. In the past few months much of the progress made over the past 10 years in bringing the poorest of the world’s poor out of a dollar a day life style has been lost. And we non-profits types are probably going to get our butts kicked six ways to Sunday.

    Pastors are always so important, but in a situation like this–which is really about restoring faith and confidence–even more so.

    Time for Christians to calm down and help calm the panicked. It’s a great test and potential witness for us. The sun and moon will probably come up tomorrow.

    I appreciated your last post about the global south. No comments? Probably bad timing :^)

  6. Aaron says:

    I think about what Don said about encouraging staff members to budget wisely in this time. (I know Don was talking more about Church budget issues… ). However, that idea brings this out in me… what if we budget wisely so that we are enabling God to use the money he has given us to benefit others…. at all times, not just in this budget crisis…. are we careful to position our finances this way to use money for others (as an entire church, not just pastoral staff/leaders)?

    How this is affecting me: Just evaluating priorities. Are big houses with big electric bills and extra rooms to fill with furniture a luxury or a burden? Am I using what God has given me to benefit those in need? Why am I so wasteful and how can I be less? Needing to depend more on God and less on myself. How do I remove the clutter I have accumulated? Why do I need 4 jackets? Maybe I should dine out less often. Its funny because I would not classify myself as someone deeply affected by this crisis… and maybe some of this are things I wrestled with before… but some of it is new or a little more relevant today than 4 weeks ago.

    I agree with the global poor being the most vulnerable.

  7. Jeff Pyper says:

    Now is a great opportunity and test of our faith, courage, and hope. Most people will be looking inwardly and concerned about their future, what the future will bring. As Christians no matter what our situations we MUST be looking for opportunities, looking OUTWARDLY! As a body we must raise up each other. Build each other up with the gifts that we are so blessed with. I am so excited that we about to see a great body of believers practicing what we’ve been taught. You will be a shining hope in a dark place! Praise the Lord of Lords! Lift up your eyes unto the sky. Sing praises! I love you guys! Keep it going!

  8. […] to share our stories of how we personally, and how our communities are choosing to respond: Anyway, our church elders/pastors met for our regular Elder Board meeting last night and agreed to d… We know that the current economic crisis is affecting many people at Quest and we need to prepare […]

  9. Thomas says:

    3 Americans
    George W Bush, Dick Cheney, John McCain, Sarah Palin, Barack Obama, Joe Biden, Ben Bernanke, Henry Paulson, Osama bin Laden, Rupert Murdoch, Wall Street and the financial crisis in prophecy.
    Thomas, appointed to minister prophetically to President George W Bush and the American people by the Will of God according to Ephesians 4:11-13.
    To the church of God in America and the faithful throughout the world.
    Grace and peace to you from God our Father and the Lord Jesus Christ.
    May the Lord grant you an open heart with “eyes to see” and “ears to hear” His message.
    The Lord has led me to set up this “blog” because of the stubbornness of the American church in refusing to listen to direct communication and due to the seriousness of the situation. Even from a secular point of view it is alarming that so-called “financial experts” have failed to make the correlation between similarities that led to the Great Depression and those prevailing today. After the “Black Tuesday” crash of 1929 the stock-market rallied but drought coupled with slow automobile sales and falling commodity prices sent the market into free-fall in 1930. What do we see today? Mini market rallies while much of the US is in drought. General Motors and Ford are in serious trouble while the slowdown in China in particular is contributing to falling commodity prices.
    The sick and disgusting “joke” of the financial crisis from a secular point of view is that many of the “financial experts” responsible for the entirely predictable and avoidable fiasco are the very same people now charged with the responsibility of fixing the mess. It is even alleged that the week after AIG received a multi-billion $ bailout its senior executives treated themselves to US$40,000 in massages whilst staying in US$1,000/night hotel rooms and then had the audacity to put their hands up for another multi-billion $ bailout the following week!
    Fear not, because even if George W Bush is an inept lame duck president incapable and lacking the resolve to curb such excesses, God is still in control and those people have a fearful judgment awaiting them – if not in this lifetime, certainly in the next. They will be punished severely. I Thomas, (not the Lord) say to those executives that they should repay out of their own pockets those extravagances and it would be fitting for them to contribute to the poor and homeless out of their excessive and underserved salaries.
    Serious questions need to be asked of Ben Bernanke, Henry Paulson (and before them Alan Greenspan) and the ratings agencies Standard & Poors, Moodys and Fitch. What did they know about “ninja”/liar loans etc? If they didn’t know, why didn’t they? Is this a case of all care and no responsibility? And if it is, what is the role of the Federal Reserve and ratings agencies? International class actions against all of the preceding would go a long way to ensuring future executive accountability and that there is no repeat of this financial fiasco.
    Christian people may rightly ask that if this letter is prophetic why is it raising questions from a secular perspective? Quite deliberately so because the intention is to highlight the commonsense commonalities of the secular and theological positions. Firstly, surely it is commonsense that loaning money to people with no income, no job and no assets is a recipe for disaster. A person does not need a banking degree to work that out. Similarly, any Bible believing Christian should be able to recognise the “signs” of what is going on today and why. But just as there are high powered over-paid executives scratching their heads that we have a financial crisis there are Christian leaders and others sounding off their own thoughts without any God given authority to speak. Oh yes, there are a number of high profile “prophets” stroking their egos, trying to boost book and CD sales, claiming “revelations” and declaring that they had previously prophesied current events. Oh really! What tripe! How easily you are deceived. But what this also shows is how desperately some people need a “guru” to worship or to guide them. How desperate some people are to hear “good news prophecy” that they will swallow any rubbish and how deluded and evil some people are to prey upon these vulnerable people in what amounts to little more than “prophetic businesses” that peddle religion along with assorted goods ranging through to vitamins and health foods.
    There always have been and always will be false prophets and false teachers. People will continue to gather around them people who will deceive them and tell them what their itching ears want to hear. Leaving aside the lack of faith and obedience this attitude displays it is blatantly foolish. It is like a person who refuses to listen to a cancer diagnosis from the doctor and so seeks out another doctor to tell the patient what he wants to hear: “No, you do not have cancer” when all along the condition is evident. Similarly, the “good news prophecy business” in America is telling those lacking discernment: “All is well. God loves America. God is not angry”. Absolute rubbish! God IS angry! God told President Bush: “Do Not invade Iraq for if you do there will be serious consequences.” (My previous letter, 2 Americans, which I will include on this “blog” sets this out in greater detail.) It is time for America to wake up and face the truth. The inconvenient truth is that our Holy God IS in control and His Holiness and His Justice decrees that He is not going to allow any nation to illegally and immorally invade any other sovereign nation resulting in death, injury and harm to innocent civilians and then bless the disobedient aggressor. To think that God would do so is not to know the God revealed in the Bible and a serious sin to falsely proclaim “prophesies” contrary to His revelation and the inspiration of His Holy Spirit. (Deuteronomy 13:1-5; 18:18-22; 2 Timothy 4:3f; 2 Peter 2:1-3; Matthew 7:15; 24:24; Luke 6:26; 1 John 4:1)
    God’s timing is perfect. There is no mistaking that God has planned the current circumstances to give George W Bush a fitting send off. The most disliked and inept president in the history of the United States. History will record George W Bush as the man who destroyed the prestige of the USA along with its economy leading to the US relinquishing its world dominance and becoming a second rate power largely reliant upon the European Union and China.
    But it didn’t have to be this way. God promised George W Bush that if he would obey Him then God said: “I will make you the greatest ever American President, even greater than Abraham Lincoln”. That is why George Bush acted as though he had a divine blessing. But while George Bush basked and delighted in thought of God’s blessing he lacked the strength of character to stand up to Dick Cheney and all of the other neo-cons driving the war with Iraq.
    God spoke to President Bush through His Holiness, Pope John Paul II and then through the Pope’s emissary, Cardinal Pia Laghi and various American Christians giving the message of “no war”. When the President refused to listen, God sent me, His prophet with the message and clear warning: “Do NOT invade Iraq. For if you do there will be serious consequences. You George W Bush will not benefit economically from war with Iraq. You will be saddled with crippling debt. You will not make your oil supply more secure but less secure. The price of oil will go up and not down! You will not reduce terrorism but increase it. I, the Lord, will humiliate and frustrate you, you will not capture Osama bin Laden, “dead or alive”. You will not decrease the nuclear threat but increase it. You will ruin the prestige and good name of the United States – even your allies will have difficulty defending and standing by you.”
    Earlier I talked about the secular history of the Great Depression and the lessons, the similar factors that apply today. In the books Deuteronomy through to 2 Kings is contained what is known as “The Deuteronomic History”. The essential theology of the Deuteronomic History is one of blessing and curse, that is to say that when the leader and nation was obedient to God’s commands they enjoyed His blessing – it rained for one thing, the weather was “good”, there was peace and plenty to eat etc. By contrast, when the ruler and nation disobeyed God He withdrew His blessing. There was drought, failed crops – even defeat, humiliation in war! (1 Samuel 2:12, 17, 25; 4:2, 10)
    God said to President Bush: “Do NOT invade Iraq because if you do you will be responsible for killing, injuring and destroying the homes and welfare of many innocent civilians. If you, George Walker Bush do this, then I, the Lord will fight against you. I, the Lord will kill, injure and destroy (randomly) the homes of innocent Americans. I, the Lord will do to America what no enemy can do. I, the Lord will show that My Power exceeds any human power. Your bombs may destroy city streets and blocks but I can destroy whole cities by my word. Be warned George Bush, I, the Lord will destroy the city of New Orleans by wind and flood.”
    Of course it is history that Hurricane Katrina was prophetic fulfilment but still there are doubters. In these things God has and is acting entirely consistently with His revelation of Himself in Scripture and sacred texts. Significantly, The Wisdom of Solomon 11:16 informs us that “punishment for sin takes the same form as the sin itself.” (Good News Catholic Edition) Psalm 148:8 (NIV) declares that: “lightning and hail, snow and clouds, stormy winds that do his bidding.” While Sirach 39:28-31 tells us that: “There are winds that were created to bring punishment, fierce enough to move mountains. In times of judgment, they unleash their strength and calm the anger of their maker…fire, hail, famine, and disease; these have all been created as punishments. They are all glad to obey the Lord’s command and are ready to serve him here on earth.” (Good News Catholic Edition)
    The Lord told President Bush that no longer would the twisters come down “harmlessly” in the fields but increasingly they would land on homes and even churches. Just as America is destroying innocent people’s homes in Afghanistan, Iraq and Pakistan God declared that he would destroy American homes and He has kept His Promise. God has taken the homes of many Americans through flood, through wind, through fire and through the financial crisis brought about by Fannie Mae and Freddie Mac liar loans. Make no mistake, the wildfires in California are prophetic fulfilment just as the recent destruction in Galveston was prophesied to President Bush. Just as America has destroyed the jobs and livelihoods of many people God Himself is throwing many Americans onto the scrapheap of unemployment. God IS keeping His Promise to President George W Bush. Everything that is happening in America today is down to George Bush’s disobedience to God. God IS punishing America and it does not help America one little bit to ignore and deny this.
    Osama bin Laden, al-Qaida and many in the Muslim world are sitting back and laughing at America. They are absolutely right when they speak of God punishing America though they do not know the true facts nor the true love motivating this discipline.
    When America votes the people need to take all of this into consideration because if America does not repent there is only a very bleak future ahead. America needs to recognise that the policies of the Bush Administration are seriously flawed and there needs to be drastic change before things get much, much worse – DEPRESSION!
    In terms of the mind of God neither John McCain, Sarah Palin, Barack Obama and Joe Biden are close to God’s thinking in terms of “Just War” and God’s Will in terms of US foreign policy. Everyone of these candidates is seriously out of step with God. In fact, none of them are good choices. Each one of them represents a particular danger to America and the world. There is not one that a spiritually discerning Christian could whole-heartedly embrace with the peace of God. That is despite several prominent Christian leaders exhorting votes for McCain/Palin. These people speak from a human perspective not with God’s authority or blessing.
    To John McCain and Sarah Palin, listen to what the Lord says to you: “You are wrong on Iraq and Afghanistan. US & Allied forces in Iraq must be replaced by a UN operation comprised of troops from Muslim nations, now! Escalating the war in Afghanistan by surge tactics is a mistake. Afghan tribal leaders should take over the fighting. There must not be any military incursions into Pakistan territory. All bombing of Iraq, Afghan and Pakistani civilians must cease immediately.”
    The Lord Jesus Christ said: “Blessed are the peacemakers, for they will be called sons of God.” (Matthew 5:9 NIV) By contrast you are acting like war-mongers. In my country genuine war heroes do not blow their own trumpets. Almost every genuine war hero is anti-war and rarely speaks about war or their service record. The only way that some genuine war heroes have been found is through others speaking about their heroism, their sacrifice and their service. Genuine war heroes rarely speak – at least they do not promote war or use their war “status” as leverage.
    America does not need another war. America needs a president with diplomatic skills who can repair and build bridges with other nations to bring mutual peace and prosperity. America needs a president with a social conscience to look after your own citizens and not just “free market cowboys” and greedy crooks. Good economic management skills are far more important at this time than any strong military leadership. (Ecclesiastes 3:8; 1 Timothy 5:8)
    To Barack Obama, listen to what the Lord says to you: “You are about to receive a great honour but with that honour comes great responsibility. There is NO solution to the nation’s problems apart from Me. If you implement your liberal social agenda to its fullest extent (abortion, same sex marriage etc) then I, the Lord cannot bless your presidency or the nation. You will live out your days in fear for your safety and that of your loved ones. Your life will be no better than that of a caged bird. The irony being that in “the land of the free” the main man will be anything but free. Prison inmates will feel more secure than you and your family. Do NOT, repeat Do NOT make military incursions into Pakistan. Do NOT, repeat Do NOT make any pre-emptive military strikes on Iran. Be very careful from whom you receive advice. Some will be out to use you – others will be plotting your downfall. Seek genuine wisdom and you will find it.” (1 Kings 3:28; 10:24; 2 Chronicles 1:10; Psalm 51:6; Proverbs 1:7; 2:6; 8:11; 11:2; 13:10; Ecclesiastes 2:26; 7:12; 9:18; Matthew 11:19; 1 Corinthians 1:18-31; James 1:5; 3:13-18; 2 Peter 3:15)
    Concerning Israel: What Israel wants and what Israel needs are not always the same thing. Sometimes the things Israel wants are not in the best interests of Israel. Israel needs true friends that are willing to stick by her in good times and bad but she also needs true friends who are honest and courageous enough to be true friends and not just go along with any old plan or idea of human origin. Israel needs true friends who put God first and commit ALL plans to Him first – especially military plans because without Him there will be no success. (Proverbs 16:3
    Listen oh Israel. Listen to the God of Abraham, the God of Isaac and Jacob: “Israel, oh Israel, how my heart aches for you because you are a stiff-necked people. Go back and read your history and remember the lessons I, the Lord have taught you. There is a time for everything. A time for war and a time for peace but first put your own house in order and then I, the Lord will bless you and give you victory. But be warned oh Israel, what do the Scriptures say? Who is it that gives you victory over your enemies? War apart from Me will be bloody, costly and prolonged. It will not come swiftly. Be warned, My Beloved.” (Exodus 32:9; 33:3, 5; 34:9; Deuteronomy 9:6, 13; Acts 7:51; Ecclesiastes 3:8; Deuteronomy 20:4; 2 Samuel 8:6, 14; 2 Kings 5:1; Psalm 44:7; 144:10; Proverbs 2:7; 21:31; Jeremiah 11:15)
    This IS a clear message to the USA. Be a good and true friend to Israel. Commit everything to the Lord and do NOT be deceived by plans and knee-jerk reactions that have no basis in God but only evil human imaginings and scheming. Be warned, God will not be mocked. The US cannot afford more wars that do not enjoy the blessing of God. Be warned:
    “There is no wisdom, no insight, no plan that can succeed against the Lord.” (Proverbs 21:30 NIV)
    A couple of weeks back while a television crew was reporting from the floor of the Australian Stock Exchange a big-noting, egotistical stockbroker was calling out in the background that the market had hit bottom. Apparently he wanted to gain the credit and peer adulation for having picked the bottom but he was nowhere to be found a few days later when New York shed 8%. Bottom, indeed! But the market has rallied from that point and with news of a further US Government bailout things do seem to be improving. So, has the market hit bottom? Has a recession been avoided? Is it all over?
    No. No, that would be all too easy for too many people and not achieve God’s purposes. You see, for the average person the financial crisis has just been a bit of a “paper” fright with “paper losses” that really do not mean much provided that you do not have to sell your shares, do not intend retiring in the short term, do not lose your job etc. For many, the “fright” is over and it’s back to “normal”. Well, no, that doesn’t suit God because God wants a positive result from that “fright”. God wants to see genuine change – true repentance – and so He cannot allow a “business as usual” attitude to come back so swiftly. The reality is that the markets only appear to have bottomed. Remember the lessons from the Great Depression, the Black Tuesday 1929 crash was followed by a resurgence. Yes, we are at the start of the resurgence. President Bush will take credit for that (and conveniently forget his role in the crash).
    The prevailing “wisdom” is that the financial crisis can be solved by throwing truckloads of cash at the problems. Sure General Motors and Ford will benefit from massive taxpayer injections but there is no response to the God factor in all of these issues. No-one has assessed the importance of drought in the Great Depression and the importance of drought today. Water IS the most valuable resource on earth. Because the United States of America has deliberately disobeyed God in such things as war in Iraq and because the Church in America has fully supported this disobedience through apathy, lack of faith, false prophets, false teachers and Christian leaders more interested in stroking their own egos and peddling Christianity as a business the Lord is going to withhold the rain where it is needed most. America is about to enter a prolonged extreme drought which when coupled with twisters, tornadoes, hurricanes, dust, fires, hail, ice, snow, floods, earthquakes, terror attacks, lawlessness, civil disobedience, riots, unemployment and company closures leading to DEPRESSION! (2 Timothy 3:1-5)
    By the authority vested in me by God as His prophet to America I am formally declaring drought in America. This drought shall not pass until such time as the Lord deems. Take heed false prophets and false teachers – you peddlers of religion for money – you who prey upon the vulnerable and deceive the gullible. What does the stock-market do? Is it not one step forward and two steps backward and vice versa? Is it not the overall trend that matters? Similarly, God will not be mocked, it will rain – sometimes too much – sometimes just a tease but do not be fooled – watch the trend. The trend is drought. Drought has been a significant factor throughout history. It was in the Great Depression and it will be again in this financial crisis leading to DEPRESSION. (Genesis 2:5; Leviticus 26:4; Deuteronomy 11:17; 1 Samuel 12:17f; 1 Kings 17:1, 7, 14; 18:1, 41, 44f; Job 5:10)
    The way out of DEPRESSION is to learn the lessons of history and not repeat elementary mistakes. Learn the lessons from the Deuteronomic History and take heart from the message of Jonah because God does not enjoy punishing anyone or any nation but certainly sometimes discipline is necessary. Before you go to war again, make certain that the war has God’s blessing and do not compound your sin by falsely claiming things by God when none exist.
    “His wisdom is profound, his power is vast. Who has resisted him and come out unscathed?” (Job 9:4 NIV)
    The Lord has spoken. Blessed be His Holy Name.

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One Day’s Wages

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In our culture, we can be so obsessed with the "spectacular" or "glamorous." The Church often engagws in thia language and paradigm...but what if God has called many of us to small, ordinary things?

Will we still be faithful?
Will we still go about such things with great love and joy?

I recently came across this picture taken by @mattylew, one of our church staff...and I started tearing up: This is my mother; in her 70s; with realities of some disabilities that make it difficult for her to stand up and sit down...but here she is on her knees and prostate in prayer. She doesn't have any social media accounts, barely knows how to use her smartphone, doesn't have a platform, hasn't written a book, doesn't have any titles in our church, isn't listed as a leader or an expert or a consultant or a guru. But she simply seeks to do her best - by God's grace - to be faithful to God. She prays for hours every day inteceding for our family, our church, and the larger world.

Even if we're not noticed or celebrated or elevated...let's be faithful. Our greatest calling as followers of Christ is to be faithful. Not spectacular. Not glamorous. Not popular. Not relevant. And not even successful in the eyes of the world.

Be faithful. Amen. #notetoself (and maybe helpful for someone else)

At times, we have to say ‘NO’ to good things to say ‘YES’ to the most important things.

We can't do it all.
Pray and choose wisely.
Then invest deeply. May our compassion not just be limited to the West or to those that look like us. Lifting up the people of Iraq, Iran, and Kurdistan in prayer after the 7.3 earthquake - including the many new friends I met on a recent trip to Iraq.

The death toll rises to over 400 and over 7,000 injured in multiple cities and hundreds of villages along the Western border with Iraq.

Lord, in your mercy... We are reminded again and again...that we are Resurrection People living in a Dark Friday world.

It's been a tough, emotional, and painful week - especially as we lament the horrible tragedy of the church shootings at Sutherland Springs. In the midst of this lament, I've been carried by the hope, beauty, and promise of our baptisms last Sunday and the raw and honest testimonies of God's mercy, love, and grace.

Indeed, God is not yet done. May we take heart for Christ has overcome the world. "Without genuine relationships with the poor, we rob them of their dignity and they become mere projects. And God did not intend for anyone to become our projects." Grateful this quote from my book, Overrated, is resonating with so many folks - individuals and  NGOs. / design by @preemptivelove .
May we keep working 
on ourselves 
even as we seek 
to change the world. 
To be about the latter 
without the former 
is the great temptation 
of our times.

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